The 2013 Walmart Layaway Program (2015 Walmart Layaway Program has started – grab the info here!)for the Holiday Season starts today and I have some really exciting news for you. I think it is awesome! There are some key changes that make it a no brainer for this Holiday Season.

Walmart has announced that they have eliminated the fees for Layaway this year! My favorite part about the layaway program is that it is backed by ad match! Yes Walmart will price match during the holiday season just like normal, including black friday deals(not eligible for Layaway, I just wanted to let you know they would be doing it). They will be time sensitive and items much match exactly. If there are any changes I will update you as I get it.

Here is how it works to Get Started:

No opening fee!
Down payment – $10 or 10%, whichever is greater

RULES:
Minimums: Individual items must be $15 or greater, total purchase must be $50 or greater

Terms: Layaway begins September 13.
Final payment and pickup must be made on or before December 13 at the same store layaway was initiated.

Cancellation: If account is cancelled, items will be returned to inventory. Down payments made will be refunded, less a $10 cancellation fee.

Returns: Walmart Returns policy applies to all layaway transactions.

Pickup & Pay:
Location: Layaway is initiated and picked up at the Walmart.com Service Desk. Payments can be made at any register.

Timing: Some layaway items may be stored at a location other than where the layaway account was opened. All items stored remotely will be available for pickup within 10 days of paying the balance due, but no later than 12/13/2013.

Sooo, What do you think?

Please leave comments with your feedback and share this with all your friends!

Here are the 2015 Walmart Layaway Program details!

The 2012 Walmart Layaway Program for the Holiday Season has been announced and I have some really exciting news for you. I think it is awesome! There are some key changes that make it a no brainer for this Holiday Season.

I was trying to get some clarification on the Walmart Price Match Policy for the 2012 Holiday season and it looks like it will remain the same. Ads will be matched throughout the holiday season just like normal, including black friday deals(not eligible for Layaway). They will be time sensitive and items much match exactly. If there are any changes I will update you as I get it.

Here are the key changes to the policy that I think make it great:

• They have expanded the list of eligible categories: It including small home appliances and select sporting goods such as basketball goals, trampolines and large exercise equipment. Customers can also use layaway for a broad selection of electronics, toys and jewelry.
• Early layaway access for shoppers who like their local Walmart store on Facebook. Customers simply need to sign up on their local Walmart Facebook page beginning August 28 to be able to start their layaway two days early on Sept. 14.  That means you will have a full 90 days for layaway this year instead of 60!
• A full refund of the layaway open fee ($5) (was $15) given on a Walmart gift card for customers who make their final payment.

Here is the what the process, fees and requirements are:

• A down payment of 10 percent or $10, whichever is greater, is required and is applied to the purchase.
• Individual items must be priced $15 or more, and the total layaway purchase must be at least $50.
• If the order is cancelled or not paid in full, the open fee is not refunded; however, no additional cancellation fee will be charged.

Breakdown:

The biggest down side that I think people will have an issue with is that they upped the open fee from $5.00 last year to $15.00. The part that is WAY better is that you get it ALL back when you make your final Layaway payment in the form of a Walmart Gift Card.

Sooo, What do you think?

Please leave comments with your feedback and share this with all your friends! The $15 Layaway Open Fee has been changed to $5.00